Green Valley Wealth Advisors offers highly bespoke and specialized solutions to investors, be it individuals, families or their businesses.
Our aim is helping investors achieve their financial aspirations.
We provide sound counsel to our clients and personalized, unconflicted advice. We can provide you with solutions that address both the assets and liabilities of your balance sheet.
We are a fiduciary, even an advocate, for our clients. We provide liquid, transparent, diversified wealth management solutions. To that end, we offer asset-based wealth management, and hourly and set-fee financial planning.
Keeping Your Money in Motion
There comes a point when managing your assets can easily become taxing, if not outright a full-time job (when you probably already have steady employment). As your life progresses, not only does your financial plan get more intricate, but your options for implementing it increase as well.
We can help play an integral role in helping you select and adjust investment positions to take advantage of positives, while also reducing the urge to buy or sell in response to short-term market ups and downs.
Our expertise is in providing a disciplined, global approach to improve the outcome for investors’ success in putting their money to work.
In today’s markets, we believe it’s best to have broad flexibility to capitalize on opportunities through traditional and alternative strategies and investment vehicles.
Determining personal financial goals is a lifelong and dynamic process, continuously adjusting as life objectives and circumstances change – everyone’s situation is specific and unique to them.
Establishing an effective and appropriate asset allocation to help a client meet his or her goals and investment needs can be a very complex, but also an extremely rewarding process to help one stay focused on those goals and achieve long-term financial security.
A well-maintained portfolio is vital to a client’s success. Asset allocation plays an essential role in determining a specific individual’s overall risk and return, becoming the coagulant that connects and aligns a client’s goals and strategies.
In addition, determining the appropriate asset allocation is one of the most important tasks to complete when beginning to construct a financial portfolio.
We are a fee-based registered investment advisory (RIA) firm. We work as a fiduciary; we receive no commissions for products or proprietary investments or for making transactions within clients’ accounts.
Sometime we charge based on a percentage of assets under management (AUM); other times it might be more appropriate for a flat fee for services, a retainer or a project-based fee.
We aim to do better than an investor would likely do if they didn’t work with a professional advisor. An advisor’s alpha (added value) is in his or her ability to effectively act as a wealth manager, financial planner, and behavioral coach – providing discipline and reason to clients who often are undisciplined and emotional – than by efforts to merely beat the market.
Market cycles tend to be longer than investors’ emotional cycles, but more disciplined investors have done the best by sticking to their long-term strategies.
Investors at all asset levels should not have to work too hard to understand the value in someone they trust and who is aligned to their goals and aspirations – coordinating for them, and communicating freely for a clear path forward.
It’s not only what you make, it’s what you keep.
If you are looking at getting started (or restarted) on your road to financial independence and saving for retirement, we offer personalized advice to help you make informed choices for those important financial decisions in your life.
People spend more time planning their vacation than they do their retirement. Talk to us about financial planning; we’ll get you on the road to success.
Wealth Planning Coordination
Wealth management is a triumvirate of sound investment, estate planning and tax management advice and coordination.
Smart estate and tax planning strategies go to waste if one’s investment assets fail to grow over time. We look to coordinate with other professionals to provide a comprehensive viewpoint, especially for advanced wealth transfer techniques.
Such services, in coordination with others, may include the following:
|Investment Planning||Estate Planning & Charitable Giving||Retirement Planning|
|Portfolio Review||Wills||Setting Retirement Goals|
|Asset Allocation||Power of Attorney||Social Security & Medicare|
|Time Horizon||Revocable Trust / Living Will||Business Planning|
|Withdrawal Strategies||Health Care Proxy||IRA Contributions & Consequences|
|Investment Policy Statements||Irrevocable Life Insurance Trust||Employee-Sponsored 401(k) Plans & Other Plans|
|Stock Concentrations||Estate Taxes||Annuities & Pensions|
|Review Investments Held Elsewhere||Guardian(s) for Minor Children||Required Minimum Distributions (RMD’s) & Withdrawal Strategies|
|Income Tax Planning||Charitable Giving & Trusts||Self-Employed Retirement Plans|
|Review of Cost Basis||Cash Flow & Budgeting||Concierge Services|
|Review Realized Gains||Income Sources||Coordinate with other advisors (attorney & accountant)|
|Carry Forward Losses||Expenses & Budgeting||Hold regular meetings & ensure that all planning is well coordinated and implemented|
|Tax Loss Harvesting||Debt Management||Gather investment tax statements (1099’s & Schedule K-1’s)|
|Deductions & Credits||One-Off Expenses|
|Potential Roth Conversions||Planned Large Expenses|
|Health Savings Accounts (HSA) & Flexible Spending Accounts||Emerging Funding|
|Assistance to Loved Ones||Dollar Cost Averaging|
|Education Planning/529 College Savings Plans||Lines of Credit|
|Elderly Care||Risk Management & Insurance|
|Roth IRAs for Children||Review of Existing Policies|
|UGMA/UTMA’s||Life Insurance Needs|
|Long Term Care Insurance|